Welcome to keithratner.live. By accessing or using this website, you agree to be bound by the following terms and conditions. If you do not agree with any part of these terms, please refrain from using our website.

1. Intellectual Property
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Keith Ratner and is protected by international copyright laws. You may not reproduce, modify, distribute, or republish any content from this website without prior written consent.

2. Personal Information
By using this website, you consent to the collection, use, and disclosure of your personal information in accordance with our Privacy Policy. We will not share your personal information with third parties without your explicit consent, except as required by law.

3. Third-Party Links
This website may contain links to third-party websites. We are not responsible for the content or privacy practices of these websites. We encourage you to review the terms and conditions and privacy policies of any third-party websites you visit.

4. Limitation of Liability
In no event shall Keith Ratner be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of this website, including but not limited to damages for loss of profits, use, data, or other intangible losses.

5. Indemnification
You agree to indemnify, defend, and hold harmless Keith Ratner from and against any and all claims, damages, costs, and expenses, including reasonable attorneys’ fees, arising from or related to your use of this website or your violation of these terms and conditions.

6. Governing Law
These terms and conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which Keith Ratner operates. Any disputes arising from or related to these terms and conditions shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

7. Modifications
We reserve the right to modify these terms and conditions at any time without prior notice. Your continued use of this website after any such changes constitutes your acceptance of the new terms and conditions.

If you have any questions or concerns about these terms and conditions, please contact us at admin@keithratner.live.