Terms and Conditions

1. Introduction

Welcome to keithratner.live (“the Website”). These Terms and Conditions govern your use of the Website and all services offered through it. By accessing or using the Website, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, please do not use the Website.

2. Intellectual Property Rights

2.1 Content Ownership

All content on this Website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of Keith Ratner or its content suppliers and is protected by international copyright laws.

2.2 Portfolio Work

The portfolio work displayed on this Website is presented for informational and demonstration purposes only. Each project may be subject to different copyright and usage rights. No transfer of intellectual property rights is intended or should be inferred from viewing the portfolio.

2.3 Use Restrictions

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website without prior written consent, except for:

  • Temporary storage of copies solely as incidental to viewing the Website
  • Storing files that are automatically cached by your web browser for display enhancement
  • Printing or downloading one copy of a reasonable number of pages for personal, non-commercial use

3. User Conduct

When using this Website, you agree not to:

  • Use the Website in any way that violates any applicable local, state, national, or international law or regulation
  • Impersonate or attempt to impersonate the Website owner
  • Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Website
  • Use the Website in any manner that could disable, overburden, damage, or impair the site
  • Attempt to gain unauthorized access to any portion of the Website
  • Use any robot, spider, or other automatic device to access the Website

4. Services and Consultations

4.1 Service Information

Information about services provided by Keith Ratner is presented on the Website for general informational purposes only. The information does not constitute an offer to provide specific services.

4.2 Consultations and Agreements

Any consultations, work agreements, or contracts for services will be governed by separate agreements. These Terms and Conditions do not create a contract for services.

5. External Links

The Website may contain links to third-party websites. These links are provided solely as a convenience and do not imply endorsement of or association with the linked sites. Keith Ratner has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites.

6. Disclaimer of Warranties

The Website and all content are provided on an “as is” and “as available” basis without any warranties of any kind. Keith Ratner disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, Keith Ratner shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of, or inability to use, the Website.

8. Indemnification

You agree to defend, indemnify, and hold harmless Keith Ratner from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms and Conditions or your use of the Website.

9. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

10. Changes to Terms and Conditions

Keith Ratner reserves the right to modify or replace these Terms and Conditions at any time. Any changes will be effective immediately upon posting the updated Terms and Conditions on the Website. Your continued use of the Website after any changes constitutes your acceptance of the new Terms and Conditions.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Virginia, without regard to its conflict of law principles.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact:

Keith Ratner
Email: keith.ratner@gmail.com
Phone: 650-516-7281

13. Severability

If any provision of these Terms and Conditions is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

14. Entire Agreement

These Terms and Conditions, together with the Privacy Policy, constitute the entire agreement between you and Keith Ratner regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.


Thank you for reading and understanding our Terms and Conditions. By using keithratner.live, you acknowledge that you have read, understood, and agree to be bound by these terms.